Dental care is an essential part of overall health and well-being, and having dental insurance can help alleviate the financial burden of dental procedures. However, it’s important to understand that not all dental procedures are covered by dental insurance. Let’s take a closer look at what dental insurance typically covers and what it doesn’t.
Most dental insurance plans cover preventive and diagnostic procedures such as routine cleanings, x-rays, and examinations. These procedures are crucial for maintaining oral health and preventing more serious dental issues from developing. Preventive care is usually covered at 100%, meaning you won’t have to pay anything out of pocket. Basic restorative procedures, such as fillings and simple extractions, are also commonly covered by dental insurance. However, the coverage for these procedures may vary depending on the insurance plan. Some plans may cover a higher percentage of the cost, while others may require you to pay a larger portion.
Major restorative procedures, such as crowns, bridges, dentures, and root canals, are often partially covered by dental insurance. Again, the coverage can vary, and you may be responsible for a significant portion of the cost.
Orthodontic treatment, including braces or clear aligners, is generally not covered by standard dental insurance plans. However, some insurance plans may offer limited coverage for orthodontics, especially for children under a certain age.
Cosmetic procedures, such as teeth whitening or veneers, are typically not covered by dental insurance. These procedures are considered elective and are not necessary for the maintenance of oral health.
It’s important to note that dental insurance plans often have limitations, waiting periods, and annual maximums. Limitations refer to the number of times a specific procedure can be covered within a certain period. Waiting periods may apply to certain procedures, meaning you have to wait for a specific period before your insurance will cover the cost. Annual maximums are the maximum amount of money that your dental insurance will pay for dental care within a calendar year.
To determine what procedures are covered by your dental insurance, it’s best to review your policy or contact your insurance provider directly. They can provide you with detailed information about the coverage and any limitations or exclusions.
New Era Family and Cosmetic Dentistry provides comprehensive and full spectrum of services and treatments for dental and oral health problems. We are a family-oriented facility with a comfortable atmosphere and professional staff. Our dental treatments include preventive and restorative care, cosmetic dentistry, endodontic treatment, periodontal services, prosthodontics, orthodontics, implants, and oral surgery. We strive to meet all our patient’s needs and provide them with the best quality of care. Our goal is to help you achieve a beautiful, healthy smile and maintain your oral health for years to come.
Call 972-292-2288 or Visit our Dental office located at 2785 E Eldorado Pkwy #105
Little Elm, TX 75068 – #LittleElmDentist #FriscoDentist #DentistNearME